Arvind Kejriwal resigned from Delhi CM post.

Following a day of high drama, Delhi CM Arvind Kejriwal has resigned from the chair as the Jan Lokpal Bill was not allowed to be tabled in the assembly amid strong protest from Congress and BJP.

HOUSING LOAN CHECKLIST NRI

HOUSING LOAN CHECKLIST OF REQUIREMENTS - NRI SALARIED

ALONG WITH APPLICATION

1.  Application Form Duly Filled & Signed.

2.Latest Passport Size Photograph (2 Nos.)

3. IDENTITY,  AGE, SIGNATURE  For both Applicant & Co-applicant

□ Passport copy with complete VISA

4. Address proof for both abroad and local

5. Cheque favoring AXIS BANK LTD towards initial processing fee for Rs 5,515/-.(from NRE/NRI/NRO a/c)

6.INCOME

Salaried

·          Salary Slip of last SIX months showing all deductions along with current Salary Certificate

·          Continuity proof for last 3 years either appointment & relieving letters

·          Bank Statement/Pass book (where salary is credited) for last six months.

·          NRE/NRI/NRO bank statement for last 6 months

·          Copy of Appointment letter (if less than One year in present job)

·          Latest two year W2.

·          Latest CTC.

·          Repayment track record of existing loans-(If any)

·          Company profile (for employees of Pvt. Ltd. Company)

·          Visiting Card of the Customer

6. PROPERTY RELATED

• Khata Certificate.           • Latest Property Tax paid receipt.

• EC for last 13 Years.      • Parent Documents & all Link Documents for 13 Years.

• Approved Plan.              • Receipts towards payment already made.

• Receipts of Betterment Charges paid (if applicable).

• DC conversion order (if applicable).

7. GPA Holder Documents

·          ID, age, signature and address proof.

·          Passport size photograph.

ADDITIONAL FOR SPECIFIC PURPOSES.

Self  Construction :

• Sale / partition / gift / Release Deed executed in favour of Customer.

• Detail Estimate in Engineer’s Letter Head.

Purchase of Old House / Flat :

• Sale Agreement in 0.25% Stamp Paper.

• Title Documents in favour of Seller.

Purchase of New Flat :

• Sale Agreement / Construction Agreement with Builder.

• Total Cost Break up in Builder’s Letter Head.

Direct Allotment from Development Authority :

• Allotment Letter.

• Possession Certificate.

• NOC.

Take over  of  existing Home Loan

• Details of Loan availed.

• Outstanding Loan Balance Letter with Preclosure Charges (If any).

• Letter of Acknowledgement for Deposit of Title Deeds.

NOTE: Spouse to become Co-applicant (incase of Bachelor/ Spinster – Father/Mother to become Co-applicant)

PRE-DISBURSAL

• Loan Documents and accepted Sanction Letter singed.

• 6 Security cheques and ECS from salary account.                  • Margin Money proof

• All original Property Documents.             • All Sanction conditions to be fulfilled.

• Vendor bank A/c No. with Identity proof

All the copies of the documents should be self signed in blue

HOUSING LOAN CHECKLIST

HOUSING LOAN CHECKLIST OF REQUIREMENTS - SALARIED   Application Form Duly Filled with following information for both applicant & co-applicant:   ·          Loan amount requested along with the tenure of loan.                                                         [    ] ·          Full address along with the phone numbers including the Permanent address.                        [    ]        ·          Personal Details like PAN Card, Passport, Driving License number etc.                                  [    ] ·          Present house whether rented or self owned; if rented the rent per month.                            [    ] ·          Vehicle owned details along with the hypothecation details.                                                  [    ] ·          Present Employment details along with the company address, phone numbers with extension number,     official mail ID and HR mail ID, designation and the date of joining.                        [    ] ·          Previous Employer details like the name, City, designation & no of years in employment.       [    ] ·          Gross and Nett monthly Salary.                                                                                         [    ] ·          Bank details like Bank name, branch, account type and account number of all bank a/c's.       [    ] ·          Credit card details like Name of Bank, Card no, valid till, type of card & credit outstanding.    [    ] ·          2 local (Bangalore) reference name, address and telephone numbers.                                  [    ] ·          Property details like address, survey number, built up area                                                  [    ]   ·          Builder name, Project name.                                                                                             [    ] ·          Cost break up like basic cost, other charges like deposits, car park & exp like regn, VAT.       [    ] ·          Latest Passport Size Photograph (2 Nos.)                                                                            [    ] ·          Signatures by the Applicant and Co-applicant.                                                                     [    ]   ·          Customer declaration duly filled and signed.                                                                       [    ] ·          Investment declaration duly filled and signed.                                                                     [    ] ·          Bank verification form duly filled and signed.                                                                      [    ]    Documents to be attached with the Application forms:   1.      IDENTITY PROOF, AGE PROOF, SIGNATURE PROOF AND ADDRESS PROOF (Any one):               □ Passport            □ PAN Card              □ Ration Card                                                       [    ]               □ Voter’s Card      □ Electricity Bill         □ Telephone Bill        □ Driving License  2.      Cheque favoring Axis Bank Ltd towards initial processing fee for Rs 5,515/-.     [    ] 3.      Salary Slip of last 3 months showing all deductions along with current Salary Certificate.       [    ] 4.      Continuity proof for last 2-3 years either appointment & relieving letters or Form 16.            [    ] 5.      Bank Statement/Pass book (where salary is credited) for last 6 months.                              [    ] 6.      Copy of Appointment letter (if less than One year in present job).                                       [    ] 7.      Latest CTC.                                                                                                                    [    ]       8.      Repayment Track record of Existing Loans                                                                       [    ]       9.      Company profile (for employees of Pvt. Ltd. Company).                                                     [    ] 10.  Visiting Card of the Customer.                                                                                          [    ]    PRE-DISBURSAL     • Loan Documents and accepted Sanction Letter singed.      • Margin Money Proof (Receipt from the builder)     • Original Sale & Construction Agreement on a 0.25% Franked Stamp Paper.                           • Tri partite Agreement on a Rs 100/- Stamp Paper.                        • Cost Break up on Builder Letter head.                       • Demand Note from Builder along with Bank Number on a letter head.           • 24 + 1 Post Dated cheques. All the copies of the documents should be self signed in blue   OF REQUIREMENTS - SALARIED

Application Form Duly Filled with following information for both applicant & co-applicant:

·          Loan amount requested along with the tenure of loan.                                                         [    ]

·          Full address along with the phone numbers including the Permanent address.                        [    ]

·          Personal Details like PAN Card, Passport, Driving License number etc.                                  [    ]

·          Present house whether rented or self owned; if rented the rent per month.                            [    ]

·          Vehicle owned details along with the hypothecation details.                                                  [    ]

·          Present Employment details along with the company address, phone numbers with extension number,     official mail ID and HR mail ID, designation and the date of joining.                        [    ]

·          Previous Employer details like the name, City, designation & no of years in employment.       [    ]

·          Gross and Nett monthly Salary.                                                                                         [    ]

·          Bank details like Bank name, branch, account type and account number of all bank a/c's.       [    ]

·          Credit card details like Name of Bank, Card no, valid till, type of card & credit outstanding.    [    ]

·          2 local (Bangalore) reference name, address and telephone numbers.                                  [    ]

·          Property details like address, survey number, built up area                                                  [    ]

·          Builder name, Project name.                                                                                             [    ]

·          Cost break up like basic cost, other charges like deposits, car park & exp like regn, VAT.       [    ]

·          Latest Passport Size Photograph (2 Nos.)                                                                            [    ]

·          Signatures by the Applicant and Co-applicant.                                                                     [    ]

·          Customer declaration duly filled and signed.                                                                       [    ]

·          Investment declaration duly filled and signed.                                                                     [    ]

·          Bank verification form duly filled and signed.                                                                      [    ]

Documents to be attached with the Application forms:

1.      IDENTITY PROOF, AGE PROOF, SIGNATURE PROOF AND ADDRESS PROOF (Any one):

□ Passport            □ PAN Card              □ Ration Card                                                       [    ]

□ Voter’s Card      □ Electricity Bill         □ Telephone Bill        □ Driving License

2.      Cheque favoring Axis Bank Ltd towards initial processing fee for Rs 5,515/-.     [    ]

3.      Salary Slip of last 3 months showing all deductions along with current Salary Certificate.       [    ]

4.      Continuity proof for last 2-3 years either appointment & relieving letters or Form 16.            [    ]

5.      Bank Statement/Pass book (where salary is credited) for last 6 months.                              [    ]

6.      Copy of Appointment letter (if less than One year in present job).                                       [    ]

7.      Latest CTC.                                                                                                                    [    ]

8.      Repayment Track record of Existing Loans                                                                       [    ]

9.      Company profile (for employees of Pvt. Ltd. Company).                                                     [    ]

10.  Visiting Card of the Customer.                                                                                          [    ]

PRE-DISBURSAL

• Loan Documents and accepted Sanction Letter singed.      • Margin Money Proof (Receipt from the builder)

• Original Sale & Construction Agreement on a 0.25% Franked Stamp Paper.

• Tri partite Agreement on a Rs 100/- Stamp Paper.                        • Cost Break up on Builder Letter head.

• Demand Note from Builder along with Bank Number on a letter head.           • 24 + 1 Post Dated cheques.

All the copies of the documents should be self signed in blue

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Customer Experience

Job Search Apps

According to recent data from ComScore, the number of applicants searching via a mobile device has risen from 2.3 million to more than 9.3 million. In face, mobile users will outpace desktop users by 2015.

Below is the list of apps that will help you find your dream job.

App	Platform	Download	Price
TheLadders	Android	www.theladders.com/mobile/	Free
Jobrio	Android	www.jobrio.com	Free
Simply Hired	Android	https://play.google.com/store/apps/details?id=com.simplyhired.simplyandroid&hl=en	Free
JobMo	Android, Mobile Web	www.jobmo.org	Free
TweetMyJobs	Android, iOS	www.tweetmyjobs.com	Free
Monster	Android, iOS	www.monster.com	Free
LinkUp	Android, iOS	www.linkup.com	Free
Pocket Resume	Android, iOS	www.pocketresume.net	$2.99
Indeed	Android, iOS	www.indeed.com/mobile	Free
CareerBuilder	Android, iOS	www.careerbuilder.com	Free
Hidden Jobs	iOS	www.jobs.careercloud.com	$0.99
CareerSonar	Mobile Web	www.careersonar.com	Free
Glassdoor	Windows, iOS, Android	www.glassdoor.com/apps.htm	Free