| HOUSING
LOAN CHECKLIST OF REQUIREMENTS - SALARIED |
| |
| Application
Form Duly Filled with following information for both applicant &
co-applicant: |
| |
| · Loan amount requested along with the tenure of loan.
[ ] |
| ·
Full address along with the phone numbers
including the Permanent address. [ ] |
| ·
Personal Details like PAN Card, Passport, Driving
License number etc. [ ] |
| ·
Present house whether rented or self owned; if
rented the rent per month. [ ] |
| ·
Vehicle owned details along with the hypothecation
details.
[ ] |
| ·
Present Employment details along with the company
address, phone numbers with extension number, official mail ID and HR mail ID,
designation and the date of joining. [ ] |
| ·
Previous Employer details like the name, City,
designation & no of years in employment. [
] |
| ·
Gross and Nett monthly Salary.
[ ] |
| ·
Bank details like Bank name, branch, account type
and account number of all bank a/c's.
[ ] |
| ·
Credit card details like Name of Bank, Card no,
valid till, type of card & credit outstanding. [
] |
| ·
2 local (Bangalore) reference name, address and
telephone numbers. [ ] |
| ·
Property details like address, survey number,
built up area
[ ] |
| ·
Builder name, Project name.
[ ] |
| ·
Cost break up like basic cost, other charges like
deposits, car park & exp like regn, VAT. [
] |
| ·
Latest Passport Size Photograph (2 Nos.)
[ ] |
| ·
Signatures by the Applicant and Co-applicant.
[ ] |
| ·
Customer declaration duly filled and signed.
[ ] |
| ·
Investment declaration duly filled and
signed.
[ ] |
| ·
Bank verification form duly filled and
signed.
[ ] |
| |
| Documents
to be attached with the Application forms: |
| |
| 1. IDENTITY
PROOF, AGE PROOF, SIGNATURE PROOF AND ADDRESS PROOF (Any one): |
| □
Passport □ PAN Card □ Ration Card
[ ] |
| □ Voter’s
Card □ Electricity Bill □ Telephone Bill □ Driving License |
| 2. Cheque favoring Axis Bank Ltd towards initial processing fee
for Rs 5,515/-. [ ] |
| 3. Salary Slip of last 3 months showing all deductions along with
current Salary Certificate.
[ ] |
| 4. Continuity proof for last 2-3 years either appointment &
relieving letters or Form 16.
[ ] |
| 5. Bank Statement/Pass book (where salary is credited) for last 6
months.
[ ] |
| 6. Copy of Appointment letter (if less than One year in present
job).
[ ] |
| 7. Latest CTC.
[ ] |
| 8. Repayment
Track record of Existing Loans
[ ] |
| 9. Company profile (for employees of Pvt. Ltd. Company).
[ ] |
| 10. Visiting
Card of the Customer.
[ ] |
| |
| PRE-DISBURSAL |
| • Loan Documents and accepted Sanction
Letter singed. • Margin Money
Proof (Receipt from the builder) |
| • Original Sale &
Construction Agreement on a 0.25% Franked Stamp Paper. |
| • Tri partite
Agreement on a Rs 100/- Stamp Paper. • Cost Break up on
Builder Letter head. |
| • Demand Note from
Builder along with Bank Number on a letter head. • 24 + 1 Post Dated cheques. |
| All the copies of the
documents should be self signed in blue |
OF REQUIREMENTS - SALARIED |
| |
| Application
Form Duly Filled with following information for both applicant &
co-applicant: |
| |
| · Loan amount requested along with the tenure of loan.
[ ] |
| ·
Full address along with the phone numbers
including the Permanent address. [ ] |
| ·
Personal Details like PAN Card, Passport, Driving
License number etc. [ ] |
| ·
Present house whether rented or self owned; if
rented the rent per month. [ ] |
| ·
Vehicle owned details along with the hypothecation
details.
[ ] |
| ·
Present Employment details along with the company
address, phone numbers with extension number, official mail ID and HR mail ID,
designation and the date of joining. [ ] |
| ·
Previous Employer details like the name, City,
designation & no of years in employment. [
] |
| ·
Gross and Nett monthly Salary.
[ ] |
| ·
Bank details like Bank name, branch, account type
and account number of all bank a/c's.
[ ] |
| ·
Credit card details like Name of Bank, Card no,
valid till, type of card & credit outstanding. [
] |
| ·
2 local (Bangalore) reference name, address and
telephone numbers. [ ] |
| ·
Property details like address, survey number,
built up area
[ ] |
| ·
Builder name, Project name.
[ ] |
| ·
Cost break up like basic cost, other charges like
deposits, car park & exp like regn, VAT. [
] |
| ·
Latest Passport Size Photograph (2 Nos.)
[ ] |
| ·
Signatures by the Applicant and Co-applicant.
[ ] |
| ·
Customer declaration duly filled and signed.
[ ] |
| ·
Investment declaration duly filled and
signed.
[ ] |
| ·
Bank verification form duly filled and
signed.
[ ] |
| |
| Documents
to be attached with the Application forms: |
| |
| 1. IDENTITY
PROOF, AGE PROOF, SIGNATURE PROOF AND ADDRESS PROOF (Any one): |
| □
Passport □ PAN Card □ Ration Card
[ ] |
| □ Voter’s
Card □ Electricity Bill □ Telephone Bill □ Driving License |
| 2. Cheque favoring Axis Bank Ltd towards initial processing fee
for Rs 5,515/-. [ ] |
| 3. Salary Slip of last 3 months showing all deductions along with
current Salary Certificate.
[ ] |
| 4. Continuity proof for last 2-3 years either appointment &
relieving letters or Form 16.
[ ] |
| 5. Bank Statement/Pass book (where salary is credited) for last 6
months.
[ ] |
| 6. Copy of Appointment letter (if less than One year in present
job).
[ ] |
| 7. Latest CTC.
[ ] |
| 8. Repayment
Track record of Existing Loans
[ ] |
| 9. Company profile (for employees of Pvt. Ltd. Company).
[ ] |
| 10. Visiting
Card of the Customer.
[ ] |
| |
| PRE-DISBURSAL |
| • Loan Documents and accepted Sanction
Letter singed. • Margin Money
Proof (Receipt from the builder) |
| • Original Sale &
Construction Agreement on a 0.25% Franked Stamp Paper. |
| • Tri partite
Agreement on a Rs 100/- Stamp Paper. • Cost Break up on
Builder Letter head. |
| • Demand Note from
Builder along with Bank Number on a letter head. • 24 + 1 Post Dated cheques. |
| All the copies of the
documents should be self signed in blue |
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