HOUSING LOAN CHECKLIST

HOUSING LOAN CHECKLIST OF REQUIREMENTS - SALARIED   Application Form Duly Filled with following information for both applicant & co-applicant:   ·          Loan amount requested along with the tenure of loan.                                                         [    ] ·          Full address along with the phone numbers including the Permanent address.                        [    ]        ·          Personal Details like PAN Card, Passport, Driving License number etc.                                  [    ] ·          Present house whether rented or self owned; if rented the rent per month.                            [    ] ·          Vehicle owned details along with the hypothecation details.                                                  [    ] ·          Present Employment details along with the company address, phone numbers with extension number,     official mail ID and HR mail ID, designation and the date of joining.                        [    ] ·          Previous Employer details like the name, City, designation & no of years in employment.       [    ] ·          Gross and Nett monthly Salary.                                                                                         [    ] ·          Bank details like Bank name, branch, account type and account number of all bank a/c's.       [    ] ·          Credit card details like Name of Bank, Card no, valid till, type of card & credit outstanding.    [    ] ·          2 local (Bangalore) reference name, address and telephone numbers.                                  [    ] ·          Property details like address, survey number, built up area                                                  [    ]   ·          Builder name, Project name.                                                                                             [    ] ·          Cost break up like basic cost, other charges like deposits, car park & exp like regn, VAT.       [    ] ·          Latest Passport Size Photograph (2 Nos.)                                                                            [    ] ·          Signatures by the Applicant and Co-applicant.                                                                     [    ]   ·          Customer declaration duly filled and signed.                                                                       [    ] ·          Investment declaration duly filled and signed.                                                                     [    ] ·          Bank verification form duly filled and signed.                                                                      [    ]    Documents to be attached with the Application forms:   1.      IDENTITY PROOF, AGE PROOF, SIGNATURE PROOF AND ADDRESS PROOF (Any one):               □ Passport            □ PAN Card              □ Ration Card                                                       [    ]               □ Voter’s Card      □ Electricity Bill         □ Telephone Bill        □ Driving License  2.      Cheque favoring Axis Bank Ltd towards initial processing fee for Rs 5,515/-.     [    ] 3.      Salary Slip of last 3 months showing all deductions along with current Salary Certificate.       [    ] 4.      Continuity proof for last 2-3 years either appointment & relieving letters or Form 16.            [    ] 5.      Bank Statement/Pass book (where salary is credited) for last 6 months.                              [    ] 6.      Copy of Appointment letter (if less than One year in present job).                                       [    ] 7.      Latest CTC.                                                                                                                    [    ]       8.      Repayment Track record of Existing Loans                                                                       [    ]       9.      Company profile (for employees of Pvt. Ltd. Company).                                                     [    ] 10.  Visiting Card of the Customer.                                                                                          [    ]    PRE-DISBURSAL     • Loan Documents and accepted Sanction Letter singed.      • Margin Money Proof (Receipt from the builder)     • Original Sale & Construction Agreement on a 0.25% Franked Stamp Paper.                           • Tri partite Agreement on a Rs 100/- Stamp Paper.                        • Cost Break up on Builder Letter head.                       • Demand Note from Builder along with Bank Number on a letter head.           • 24 + 1 Post Dated cheques. All the copies of the documents should be self signed in blue   OF REQUIREMENTS - SALARIED

Application Form Duly Filled with following information for both applicant & co-applicant:

·          Loan amount requested along with the tenure of loan.                                                         [    ]

·          Full address along with the phone numbers including the Permanent address.                        [    ]

·          Personal Details like PAN Card, Passport, Driving License number etc.                                  [    ]

·          Present house whether rented or self owned; if rented the rent per month.                            [    ]

·          Vehicle owned details along with the hypothecation details.                                                  [    ]

·          Present Employment details along with the company address, phone numbers with extension number,     official mail ID and HR mail ID, designation and the date of joining.                        [    ]

·          Previous Employer details like the name, City, designation & no of years in employment.       [    ]

·          Gross and Nett monthly Salary.                                                                                         [    ]

·          Bank details like Bank name, branch, account type and account number of all bank a/c's.       [    ]

·          Credit card details like Name of Bank, Card no, valid till, type of card & credit outstanding.    [    ]

·          2 local (Bangalore) reference name, address and telephone numbers.                                  [    ]

·          Property details like address, survey number, built up area                                                  [    ]

·          Builder name, Project name.                                                                                             [    ]

·          Cost break up like basic cost, other charges like deposits, car park & exp like regn, VAT.       [    ]

·          Latest Passport Size Photograph (2 Nos.)                                                                            [    ]

·          Signatures by the Applicant and Co-applicant.                                                                     [    ]

·          Customer declaration duly filled and signed.                                                                       [    ]

·          Investment declaration duly filled and signed.                                                                     [    ]

·          Bank verification form duly filled and signed.                                                                      [    ]

Documents to be attached with the Application forms:

1.      IDENTITY PROOF, AGE PROOF, SIGNATURE PROOF AND ADDRESS PROOF (Any one):

□ Passport            □ PAN Card              □ Ration Card                                                       [    ]

□ Voter’s Card      □ Electricity Bill         □ Telephone Bill        □ Driving License

2.      Cheque favoring Axis Bank Ltd towards initial processing fee for Rs 5,515/-.     [    ]

3.      Salary Slip of last 3 months showing all deductions along with current Salary Certificate.       [    ]

4.      Continuity proof for last 2-3 years either appointment & relieving letters or Form 16.            [    ]

5.      Bank Statement/Pass book (where salary is credited) for last 6 months.                              [    ]

6.      Copy of Appointment letter (if less than One year in present job).                                       [    ]

7.      Latest CTC.                                                                                                                    [    ]

8.      Repayment Track record of Existing Loans                                                                       [    ]

9.      Company profile (for employees of Pvt. Ltd. Company).                                                     [    ]

10.  Visiting Card of the Customer.                                                                                          [    ]

PRE-DISBURSAL

• Loan Documents and accepted Sanction Letter singed.      • Margin Money Proof (Receipt from the builder)

• Original Sale & Construction Agreement on a 0.25% Franked Stamp Paper.

• Tri partite Agreement on a Rs 100/- Stamp Paper.                        • Cost Break up on Builder Letter head.

• Demand Note from Builder along with Bank Number on a letter head.           • 24 + 1 Post Dated cheques.

All the copies of the documents should be self signed in blue